MCA Membership Plans

At Motor Club of America, we have 3 plans for you to choose from ranging from $9.95 per month to $19.95 per month. All plans provide unlimited roadside assistance, meaning your membership will cover one service call per day, per incident all throughout the year. Our most popular plan is the Total Security Plan where you'll have the most coverage including 100 miles per tow to the destination of your choice. The other plans just provide towing to the nearest service facility.  You can look below to view a comparison of the 3 plans and to see which plan will work for your needs and budget.

MCA Membership Plans Comparison

Security Plan
$9.95 Per Month
Covers Accidents Only When Driving Your Vehicle
24/7 Unlimited Roadside Assistance
Automobile Towing Only To Nearest Facility
Coverage On Autos Only
Rx, Vision, & Dental Discounts
Car & Hotel Rental Discounts
$10,000 AD&D Policy
$500 Emergency Room Coverage
$150/Day Hospital Coverage
Up To $2,000 Attorney Traffic Offense Representation
Up To $1,000 Credit Card Protection
$500 Travel Assistance Coverage
$500 Arrest Bond
$25,000 Bail Bond
$5,000 Stolen Vehicle Reward
 
Security Plus Plan
$14.95 Per Month
Covers Accidents On & Off The Road
24/7 Unlimited Roadside Assistance
Automobile Towing Only To Nearest Facility
Coverage On Autos Only
Rx, Vision, & Dental Discounts
Car & Hotel Rental Discounts
$10,000 AD&D Policy
$500 Emergency Room Coverage
$150/Day Hospital Coverage
Up To $2,000 Attorney Traffic Offense Representation
Up To $1,000 Credit Card Protection
$500 Travel Assistance Coverage
$500 Arrest Bond
$25,000 Bail Bond
$5,000 Stolen Vehicle Reward
 
Total Security Plan
$19.95 Per Month
Covers Accidents On & Off The Road
24/7 Unlimited Roadside Assistance
Up To 100 Miles Per Tow Of Your Automobile To Destination Of Your Choice
Up To $100 Reimbursement For Service On RV's, Motorcycles, Dually Pick-ups, etc.
Rx, Vision, & Dental Discounts
Car & Hotel Rental Discounts
$10,000 AD&D Policy
Additional $50,000 AD&D Policy
$500 Emergency Room Coverage
$150/Day Hospital Coverage
Up To $2,000 Attorney Traffic Offense Representation
Up To $1,000 Credit Card Protection
$500 Travel Assistance Coverage
$500 Arrest Bond
$25,000 Bail Bond
$5,000 Stolen Vehicle Reward

Things To Note About MCA Memberships

  • Coverage is available throughout the U.S. & Canada except for North Dakota residents.
  • You are not locked down to a contract. You can cancel at anytime with no penalties.
  • You will not be able to use the services for incidents which occurred prior to your purchase of a membership. You will only be able to use the services for incidents which occur after you have an active membership.
  • Your membership covers you, not your vehicle. You can be driving your car, your friend's car, a rental car, etc. and your membership would still cover you. You can even be riding in a car with someone and be covered.
  • There are no family roadside assistance plans at Motor Club of America. Each plan covers only the person whose name is on the membership card for roadside assistance. If you have 4 drivers in your household you want to cover, you would need to purchase 4 separate membership plans.
  • All memberships require first and last month's payments at checkout. Basically you'll be paying double one-time to activate your membership, then you'll have a recurring charge of $9.95-$19.95 per month depending on which plan you choose, starting a month after activation. MCA will automatically charge the payment method you used to activate your membership initially.
  • If you decide to purchase a membership, your coverage will be activated 24 hours after purchase if using a valid debit or credit card(Visa, MasterCard, Discover). Transactions using those payment methods usually are validated instantly. Also, expect your membership card to arrive to your home in less than 10 business days.